1. On Earnings:
Never depend on Single income make investment to create a second source.
2.On Spending:
If you buy things u dont need, soon you will have to sell things you need.
3.On Savings:
Dont save what is left after spending, spend what is left after savings.
4.On taking Risk:
Never test the depth of river with both feet.
5.On Investment:
Dont put your all eggs in a single basket.